What should I do about calls from collection agencies?

If you are receiving calls from a collection agency please let us know immediately. In the meantime do not provide any information or make any promises to the representative over the phone. It is their sole purpose to get information out of you. Simply state “I’m not sure what this matter is about please send any correspondence to whatever address you have on file. Thank You I am ending the call” and hang up.

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Do It Yourself Credit Repair Guide

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Credit Repair FAQ's

Find answers to common credit repair questions on Upgrade Financial Services' credit repair FAQ's page.