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Give Your Credit Score An Upgrade

We find errors on your credit report and use credit laws to dispute inaccurate items. We have helped our clients get approved for loans, mortgages, and lower interest rate payments


What we dispute

Late Payments

Invalid Items





Restore your credit score

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Upgrade Financial Services is a credit repair company that helps you reach your financial goals with the power of credit. Our credit experts are here to help you on your credit journey. Fill out our online form to get started in less than one minute

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What we offer our clients

We have a soultion to help you in your credit repair, credit building journey


Credit Repair

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Diy Credit Repair

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42 reviews on
Fadhia Vassor
Hasn't even been a full month an I am already extremely satisfied! Up 100+ points already! Highly recommended!
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She is the best really do care about her clients and make sure you understand everything pertaining to your credit. Breaks it down in a timely and understanding matter. I was able to get all my questions answered she also gave me some great tips /ways I can increase myself I would highly recommend this company & services.
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sherry hyman
So pleased with the results I have seen and how pleasant KY is to work with she so knowledgeable helpful and patient look forward to continued success ty
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Mirline A
I'm blown away by this company. I recently started working with Upgrade Financial Services and I am SO happy that I did! They are working hard and have already made a positive impact on my credit report. They've help remove negative items from my report which directly caused an increase in my score. I am very pleased with the service that I am receiving from Upgrade Financial Services and I will definitely recommend them to family and friends. Upgrade Financial Services gets an A++++
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Sarrindia Clark
Amazing company with amazing results! Very professional, and gets results in a timely manner!!! I would definitely recommend!!!
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Djerica Henri
The best credit repair company EVER!!! My score went up over 200 points in just two months!!! I'm honestly in shock! Jovencia and her team are amazing, communication is stellar, and they do all the work! I'm so happy I went with them. I can't believe how much my score has went up in such a short amount of time! Thank you thank you!!!!
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Flo Flo
I'm so happy that I come across Upgrade Financial Svc. Very professional and responsive any questions you may have it's answered quickly. My credit score has improved tremendously. To the point I've gotten approved with new credit cards with high limit.
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Desiree Kimbrough
I literally been trying to fix my own credit for years! I’m just 2 months working with them I’ve finally got approved for real credit cards to start building more! Score up over 70 points in 2 months! Thank you sooooo much!
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cherland decius
Jovencia is the best She really do care about her clients and make sure you understand everything pertaining to your credit. she’s also professional with an excellent respond time. She is also very affordable she was able to have my credit jump by 50 points I’m so excited
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Let's Discuss How To Repair Your Credit Score

We'll go over the specific details of your credit history with you and identify what items on your credit profile that are damaging your credit scores. We will also share some helpful tips to increase and maintain your scores.

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