This Privacy Policy for Upgrade Financial Services ("we", "our", or "us") supplements the information contained in our general Privacy Policy and applies solely to visitors, users, and others who reside in the State of California ("consumers" or "you"). We adopt this notice to comply with the California Consumer Privacy Act of 2018 (CCPA) and any terms defined in the CCPA have the same meaning when used in this notice.
Information We Collect
We may collect various types of personal information about you as a consumer. We collect this information for the purposes described in our general Privacy Policy. We do not sell your personal information.
Categories of Personal Information We Collect
We have collected the following categories of personal information about consumers in the past 12 months:
- Identifiers such as name, email address, phone number, and other contact information.
- Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)), such as financial information, income, and credit history.
- Protected classification characteristics under California or federal law, such as age, gender, and location.
- Internet or other electronic network activity information, such as IP address, browser type, and operating system.
- Professional or employment-related information, such as job title and company.
- Education information, such as school attended and degree earned.
Sources of Personal Information
We collect personal information directly from you, through our website or other interactions with you. We may also collect personal information from third-party sources such as credit reporting agencies, marketing partners, and other service providers.
Use of Personal Information
We may use or disclose the personal information we collect for the following business or commercial purposes:
- Providing and improving our services, such as processing loan applications and managing your account.
- Communicating with you, such as sending you important account updates, marketing messages, and other information related to our services.
- Conducting research and analysis to improve our products and services.
- Complying with legal and regulatory requirements, such as verifying your identity and preventing fraud.
Disclosure of Personal Information
We may disclose your personal information to third parties for a business or commercial purpose, as described in our general Privacy Policy. In the past 12 months, we have disclosed the following categories of personal information for a business or commercial purpose:
- Identifiers such as name, email address, and phone number.
- Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)), such as financial information and credit history.
- Protected classification characteristics under California or federal law, such as age and gender.
- Internet or other electronic network activity information, such as IP address and browser type.
- Professional or employment-related information, such as job title and company.
- Education information, such as school attended and degree earned.
Your Rights as a Consumer
As a California resident, you have the right to:
- Request that we disclose the personal information we have collected about you.
- Request that we delete the personal information we have collected about you, subject to certain exceptions.
- Opt out of the sale of your personal information, if applicable.
You may exercise these rights by submitting a verifiable consumer request to us using the contact information provided below.
Data Security
We take the security of your personal information seriously and have implemented appropriate technical and organizational measures to protect it from unauthorized access, use, or disclosure. However, no system can be 100% secure, and we cannot guarantee the security of your personal information.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our privacy practices. We will post a notice on our website if we make any material changes to this Privacy Policy.
Contact Us
If you have any questions