We are performing some updates. Some services may be temporarily unavailable.

If we do not remove any negatives on your credit report after 120 days from using our services, you are entitled to a 100% refund on all monthly payments.

( The enrollment fee is non-refundable, just the payment fee) You are only eligible for a refund if : ‍

-You have not used a credit-consulting agency nor attempted to repair your own credit at least 1 year prior to signing up for our services.

- You have had no new collections or missed payments during the time frame we are assisting you

-You have maintained credit monitoring services at all times during the time frame we are assisting you

- You agree & have sent updated reports/responses from the three credit bureaus & creditors to us within 5 days of receipt. ‍

If you made us aware if updated reports have not been received within 30-45 days.

For the diamond plan you can only get refunded half of the payments made.

Digital products sold by Upgrade Financial Services including ebooks, courses, and events are non refundable